{"id":47,"date":"2024-12-17T01:03:45","date_gmt":"2024-12-17T01:03:45","guid":{"rendered":"https:\/\/waldoinsurance.com\/?page_id=47"},"modified":"2025-03-06T22:48:15","modified_gmt":"2025-03-06T22:48:15","slug":"welcome","status":"publish","type":"page","link":"https:\/\/waldoinsurance.com\/","title":{"rendered":"Welcome"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#d2d4d5 0%|#ffffff 100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;SELF FUNDED HEALTH INSURANCE&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|700|||||||&#8221; title_text_align=&#8221;center&#8221; title_font_size=&#8221;40px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 class=\"p1\">WHAT IS <em>SELF FUNDING?<\/em><\/h1>\n<p class=\"p1\">\n<p class=\"p1\">Self-funding offers a strategic approach to employee benefits, providing significant cost-saving opportunities. Instead of paying fixed premiums to an insurance carrier, employers directly cover employee healthcare claims, managed by a third-party administrator. To protect against high-cost claims, self-funded plans incorporate stop-loss insurance. Waldo Agencies specializes in self-funding, helping you design a comprehensive plan that balances cost savings with risk management.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#contact&#8221; button_text=&#8221;START YOUR EDUCATIONAL SESSION&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#d10f2b&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_use_icon=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_video src=&#8221;https:\/\/youtu.be\/Sm_anXrODs8?feature=shared&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Divider with Text&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#414042&#8243; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;5px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>IS SELF FUNDING RIGHT FOR <em>YOU?<\/em><\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; disabled_on=&#8221;on|on|off&#8221; admin_label=&#8221;Row Desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;custom&#8221; background_image_width=&#8221;225px&#8221; background_image_height=&#8221;126.33px&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-01.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\"><strong>Self-funding<\/strong> allows you to <strong>save money<\/strong> and <strong>reinvest<\/strong> in employee benefits<\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-02-1.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\">Switch to <strong>self-funding<\/strong> to <strong>avoid<\/strong> traditional insurance <strong>rate increases<\/strong><\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-03.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\"><strong>Self-Funding<\/strong> allows you to <strong>be in control<\/strong> of your benefits program, not the insurance carrier<\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-04.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\"><strong>Waldo Agencies<\/strong> works with you to <strong>strategize<\/strong> a custom plan<\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; disabled_on=&#8221;on|on|off&#8221; admin_label=&#8221;Row Desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;225px&#8221; module_alignment=&#8221;right&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-05.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p class=\"p1\" style=\"text-align: center;\"><strong>Waldo Agencies<\/strong> provides <strong>consistent support<\/strong> and <strong>assistance<\/strong><\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;225px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-06.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\"><strong>Waldo Agencies<\/strong> can <strong>utilize<\/strong> and <strong>expand<\/strong> traditional <strong>provider networks<\/strong><\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;225px&#8221; module_alignment=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-07.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\"><strong>Self-funding<\/strong> looks and feels like traditional insurance for employees and is <strong>easy to manage<\/strong> for your team<\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Row Mobile&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;225px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-01.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\"><strong>Self-funding<\/strong> allows you to <strong>save money<\/strong> and <strong>reinvest<\/strong> in employee benefits<\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;225px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-02-1.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\">Switch to <strong>self-funding<\/strong> to <strong>avoid<\/strong> traditional insurance <strong>rate increases<\/strong><\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;225px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-03.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\"><strong>Self-Funding<\/strong> allows you to <strong>be in control<\/strong> of your benefits program not the insurance carrier<\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;225px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-04.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\"><strong>Waldo Agencies<\/strong> works with you to <strong>strategize<\/strong> a custom plan<\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;225px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-05.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p class=\"p1\" style=\"text-align: center;\"><strong>Waldo Agencies<\/strong> provides <strong>consistent support<\/strong> and <strong>assistance<\/strong><\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;225px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-06.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\"><strong>Waldo Agencies<\/strong> can <strong>utilize<\/strong> and <strong>expand<\/strong> traditional <strong>provider networks<\/strong><\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][dsm_flipbox _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;225px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][dsm_flipbox_child image=&#8221;http:\/\/waldoinsurance.com\/wp-content\/uploads\/2024\/12\/Waldo_2024_Features-Buttons-07.png&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_flipbox_child][dsm_flipbox_child use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;40px&#8221; button_url_new_window=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; background_enable_color=&#8221;on&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||10px|false|true&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;]<\/p>\n<p style=\"text-align: center;\"><strong>Self-funding<\/strong> looks and feels like traditional insurance for employees and <strong>easy to manage<\/strong> for your team<\/p>\n<p>[\/dsm_flipbox_child][\/dsm_flipbox][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#d2d4d5 0%|#ffffff 100%&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;50px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>STEPS TO <em>SELF FUNDING:<\/em><\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Step 1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#d10f2b&#8221; header_text_color=&#8221;#d10f2b&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;40px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"color: #d10f2b;\">&gt;\u00a0 STEP 1: EDUCATIONAL SESSION<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;|||25px|false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Immerse yourself in the world of self-funding with a comprehensive workshop led by Waldo.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Step 2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#d10f2b&#8221; header_text_color=&#8221;#d10f2b&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;25px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"color: #d10f2b;\">&gt;\u00a0 STEP 2: INTERNAL AUDIT<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;|||25px|false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>You and your Waldo representative will collaborate to develop a tailored plan for your organization.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Step 3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#d10f2b&#8221; header_text_color=&#8221;#d10f2b&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;25px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"color: #d10f2b;\">&gt;\u00a0 STEP 3: DISCOVERY<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;|||25px|false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Waldo analyzes company strategic objectives and creates a plan to support them.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Step 4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#d10f2b&#8221; header_text_color=&#8221;#d10f2b&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;25px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"color: #d10f2b;\">&gt;\u00a0 STEP 4: KICK OFF<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;|||25px|false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Waldo develops and launches a program designed to increase efficiency and reduce expenses.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Step 5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#d10f2b&#8221; header_text_color=&#8221;#d10f2b&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;25px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"color: #d10f2b;\">&gt;\u00a0 STEP 4: CONTINUED SUPPORT<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;|||25px|false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Waldo offers comprehensive training and education to your team and provides support throughout the entire process.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; admin_label=&#8221;Column&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#d10f2b&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;TESTIMONIAL VIDEOS:&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|600|||||||&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||||false&#8221; custom_padding=&#8221;50px||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_video src=&#8221;https:\/\/youtu.be\/LF_jzPcUVv4?feature=shared&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|25px||25px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_video][et_pb_video src=&#8221;https:\/\/youtu.be\/3H_l9xm5_nU?feature=shared&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|25px||25px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_video][et_pb_video src=&#8221;https:\/\/youtu.be\/BEekbSMJtQo?feature=shared&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|25px|50px|25px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Divider with Text&#8221; module_id=&#8221;contact&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#414042&#8243; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;5px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>READY TO START YOUR EDUCATIONAL SESSION?<\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||45px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Take The First Step: Book Your Session With Brad&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_text_align=&#8221;center&#8221; custom_margin=&#8221;||13px|||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||36px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Find a time that works for both of us by using the scheduling tool. Book your free 30-minute Educational Session now and take the first step toward self-funding.<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<!--booking calendar inline widget begin --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script type=\"text\/javascript\" src=\"https:\/\/cdn.oncehub.com\/cal\/embed.js\" async><\/script><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div data-oh-booking-calendar-id=\"BKC-NK752QWQ6D\" style=\"min-width:320px;height:700px;\"><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!--booking calendar inline widget end -->[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Have A Question?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||13px|||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Reach out below, and we\u2019ll be in touch! You can also check out our FAQ for quick answers.<\/p>\n<p>[\/et_pb_text][et_pb_contact_form email=&#8221;bdwaldo@waldoagencies.com&#8221; module_class=&#8221;track-button&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; _unique_id=&#8221;43953aee-0515-41f2-b1c7-0f09a4ad3e5f&#8221; form_field_background_color=&#8221;#FFFFFF&#8221; form_field_text_color=&#8221;#000000&#8243; form_field_custom_margin=&#8221;||||false|false&#8221; form_field_custom_padding=&#8221;||||false|false&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#d10f2b&#8221; button_use_icon=&#8221;off&#8221; border_radii=&#8221;on|1px|1px|1px|1px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#414042&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_contact_field field_id=&#8221;Name&#8221; field_title=&#8221;NAME&#8221; _builder_version=&#8221;4.27.4&#8243; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; 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button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_contact_field][et_pb_contact_field field_id=&#8221;Email&#8221; field_title=&#8221;EMAIL ADDRESS&#8221; field_type=&#8221;email&#8221; _builder_version=&#8221;4.27.4&#8243; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; 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button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_contact_field][\/et_pb_contact_form][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#d2d4d5 0%|#ffffff 100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>FAQ<\/h2>\n<p>[\/et_pb_text][et_pb_accordion _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Can you budget self-funded plans?&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Yes, by using <span>aggregate and advanced accommodation<\/span>, self-funded plans can be budgeted in a way that is comparable to traditional insurance programs.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How do I protect myself from large claims?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Stop-loss insurance protects against large claims by covering costs above a predetermined threshold.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Does this create a lot work for my team?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>No, by partnering with a skilled third-party administrator and strategic vendors, your team can offload much of the workload, preventing unnecessary burdens.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How does this affect my employees?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Self-funding offers a traditional insurance-like experience. Our proactive approach minimizes employee disruption.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What are next steps?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Sign up for an informative workshop to understand the factors involved in making a sound decision about self-funding.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What size employers can self-fund their health benefits?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span>Self-funding is not exclusive to large employers. Companies with 25 or more employees enrolled in their health plan may qualify for self-funding.<\/span><\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>WHAT IS SELF FUNDING? Self-funding offers a strategic approach to employee benefits, providing significant cost-saving opportunities. Instead of paying fixed premiums to an insurance carrier, employers directly cover employee healthcare claims, managed by a third-party administrator. To protect against high-cost claims, self-funded plans incorporate stop-loss insurance. Waldo Agencies specializes in self-funding, helping you design a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-47","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/waldoinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/47","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/waldoinsurance.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/waldoinsurance.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/waldoinsurance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/waldoinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=47"}],"version-history":[{"count":71,"href":"https:\/\/waldoinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/47\/revisions"}],"predecessor-version":[{"id":280,"href":"https:\/\/waldoinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/47\/revisions\/280"}],"wp:attachment":[{"href":"https:\/\/waldoinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=47"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}